.calc-hero{padding:22px 0 26px}.calc-hero .crumbs{margin-bottom:16px}.calc-hero .display-s{font-size:clamp(30px,4.2vw,50px);margin-bottom:10px}.calc-hero .hero-lead{font-size:19px;margin:0;max-width:780px}.calc-sec{padding:28px 0 56px}.calc{display:grid;grid-template-columns:1fr;gap:20px;align-items:start}@media(min-width:900px){.calc{grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);gap:28px}}.calc-box{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px}@media(max-width:640px){.calc-box{padding:20px 16px}}.calc-box h2{font-size:22px;line-height:1.25;font-weight:700;margin:0 0 16px}.calc-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:16px;margin-bottom:16px}.calc .fld{margin-bottom:0}.calc .fld select{font:500 17px Jost,Arial,sans-serif;color:var(--ink);background:#fff;border:2px solid var(--line);border-radius:12px;padding:12px 14px;width:100%;min-height:52px;box-sizing:border-box}.calc .fld select:focus,.calc-seg input:focus-visible+span,.calc-tabs button:focus-visible{outline:0;border-color:var(--accent);box-shadow:0 0 0 4px var(--accent-soft)}.calc .fld input[type=number]{min-height:52px}.calc-fs{border:0;padding:0;margin:0 0 16px;min-width:0}.calc-fs legend{font-size:16px;font-weight:600;color:var(--ink);padding:0;margin-bottom:8px}.calc-seg{display:flex;flex-wrap:wrap;gap:8px}.calc-seg label{position:relative;cursor:pointer}.calc-seg input{position:absolute;opacity:0;width:1px;height:1px}.calc-seg span{display:inline-flex;align-items:center;min-height:44px;padding:0 16px;border:2px solid var(--line);border-radius:999px;font-size:16px;font-weight:500;color:var(--ink);background:#fff}.calc-seg input:checked+span{border-color:var(--accent);background:var(--accent-soft);font-weight:700}.calc .chk{margin-bottom:10px}.calc-hint{font-size:15px;color:var(--body);margin:6px 0 0}.calc-tabs{display:flex;gap:6px;overflow-x:auto;margin:0 0 18px;border-bottom:2px solid var(--line)}.calc-tabs button{font:700 17px Jost,sans-serif;color:var(--body);background:none;border:0;border-bottom:3px solid transparent;margin-bottom:-2px;padding:12px 14px;min-height:48px;cursor:pointer;white-space:nowrap}.calc-tabs button[aria-selected=true]{color:var(--ink);border-bottom-color:var(--accent)}.calc-panel[hidden]{display:none}.calc-out{background:var(--navy);border-color:var(--navy);color:#e2e8f0}.calc-out h2{color:#fff}.calc-big{font-size:clamp(34px,5vw,48px);font-weight:800;line-height:1.05;color:#fff;margin:0 0 6px;letter-spacing:-.02em}.calc-big-sub{font-size:16px;color:#cbd5e1;margin:0 0 18px}.calc-say{font-size:18px;line-height:1.6;color:#e2e8f0;margin:0 0 16px}.calc-say strong{color:#fff}.calc-warn{background:#f59e0b24;border-left:4px solid var(--gold);border-radius:0 10px 10px 0;padding:10px 14px;font-size:16px;color:#fde68a;margin:0 0 16px}.calc-warn:empty{display:none}.calc-out .tbl{font-size:16px;color:#e2e8f0}.calc-out .tbl th{background:#ffffff0f;color:#cbd5e1;font-size:13px;padding:10px 12px}.calc-out .tbl td{border-top-color:#ffffff1f;padding:10px 12px}.calc-out .tbl td.num,.calc-out .tbl th.num{text-align:right;white-space:nowrap}.calc-out .tbl tfoot td{font-weight:700;color:#fff}.calc-out .table-box{border-color:#ffffff24;margin:0 0 16px}.calc-out a{color:var(--accent-on-dark)}.calc-note{font-size:15px;color:#94a3b8;margin:0}.calc-stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(130px,1fr));gap:10px;margin:0 0 16px}.calc-stat{background:#ffffff0f;border-radius:12px;padding:12px 14px}.calc-stat b{display:block;font-size:24px;color:#fff;line-height:1.2}.calc-stat span{font-size:14px;color:#cbd5e1}.calc-body{padding-top:56px}.calc-body .rich h2:first-child{margin-top:0}.calc-src{list-style:none;padding:0!important;margin:0 0 8px}.calc-src li{border-top:1px solid var(--line);padding:12px 0;margin:0!important;font-size:16px;line-height:1.6}.calc-src li:last-child{border-bottom:1px solid var(--line)}.calc-src b{color:var(--ink)}.calc-src span{color:var(--body)}.calc-guides{display:grid;gap:12px;grid-template-columns:1fr;margin:0 0 8px;padding:0!important;list-style:none}@media(min-width:700px){.calc-guides{grid-template-columns:repeat(3,1fr)}}.calc-guides li{margin:0!important}.calc-guides a{display:block;height:100%;box-sizing:border-box;background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 18px;font-weight:600;color:var(--ink);text-decoration:none;line-height:1.4}.calc-guides a:hover{border-color:var(--accent);color:var(--ink)}.calc-pro{background:var(--accent-soft);border-radius:var(--r);padding:24px;margin:8px 0 24px}.calc-pro p{color:var(--ink)}.calc-pro .btn{white-space:normal;text-align:center;text-decoration:none}.rich .calc-pro .btn-accent,.rich .calc-pro .btn-accent:hover{color:#fff}